Discover Financial Services (DFS) is a credit card issuer and electronic payment services company. DFS is also engaged in payments processing. Its business segments include U.S. Card and Third-Party Payments. U.S. Card segment includes Discover Card-branded credit cards issued over Discover’s card network (the Discover Network), and consumer lending and deposit products offered through its subsidiary, Discover Bank. Third-Party Payments segment includes PULSE Network (PULSE), an automated teller machine (ATM), debit and electronic funds transfer network; Diners Club International (Diners Club), and its third-party business. On March 31, 2008, DFS sold its United Kingdom credit card business (Goldfish) to Barclays Bank PLC. On June 30, 2008, the Company acquired Diners Club International. In July 2008, DFS announced the opening of a new subsidiary, Discover Information Technology (Shanghai) Ltd., in the People’s Republic of China, to support its data analysis and modeling operations.
Brief History of Discover
1985 - The First Discover Card is used in Chicago
1986 - Discover Card is Launched by the Dean Witter Services Group, Inc a subsidiary of Sears, Roebuck and Co
1989 - Discover Network signs it's millionth merchant
1993 - Dean Witter, Discover & Co become a publicly traded company
1995 - www.Discover.com is launched
1995 - Discover Card Services, Inc changed its name to NOVUS Services,Inc.
1997 - Dean Witter, Discover & Co. merges with Morgan Stanley Group Inc.
1999 - NOVUS Services,Inc. changes name to Discover Financial Services
1999 - Discover launches the Morgan Stanley Card in UK 1st International Expansion
2000 - Greenwood Trust Company becomes Discover Bank
2002 - Discover Card Launches the 1st key chain credit card
2003 - Discover Gift Cards introduced
How Auric Systems can help your organization accept Discover Card payments
Auric Systems simplifies payment processing for merchants helping them to accept a wide range of payment brands. Auric can help your organization to accept Discover Card payments with our PCI Validated CN!Express, Trevance or as a PCI Service Provider with Custom Solutions.
CN!Express contains everything you need in one package. Set it up in minutes, then sit back while CN!Express processes your transactions quicker than any comparably priced product on the market.
Trevance contains everything you need in one package. The communications links and web interface are built in and included in the low cost. So are support and maintenance for the entire first year. There’s nothing more to buy. Trevance is compatible with all web development environments. You can also process transactions with non-web tools. If your non-web tool can request a web page, you can process transactions through Trevance's built-in web-server.
Auric Systems International understands that a customized solution can be a critical element in your business environment. We listen to your needs and answer your questions personally and in clear language. We learn your business requirements and practices, and design a plan suited to your budget and goals. It is our job to use best-of-breed security with industry-proven techniques and technologies to deliver the results you want.
provides a safe and secure storage mechanism for Discover Card credit card account numbers separate from customer’s personally identifiable information.
As a PCI Service Provider and maker of PABP Validated Payment Applications, we would like to take this opportunity to make you aware of Payment Card Industry (PCI) recommendations that "Live Credit Cards" not be used during Payment Application testing. Auric Systems is making Sample Credit Cards by Various Credit Card Brands available here for Testing Purposes. Learn More about PCI at our Web Site.
Sample Discover Credit Card Numbers
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