Every technology comes with tradeoffs.
Two potential tokenization disadvantages are:
- Lock-in
- Speed
Lock-In
Using payment processor specific tokenization, for example, can lock you into that particular payment processor. To avoid lock-in, select a tokenization service that is payment processor neutral supports multiple payment processors, and which will return your tokenized data if you need it for future migration.
When selecting a tokenization service, consider how easily the data could be transferred to a different service in the future. With the AuricVault® service you'll always be able to retrieve your original data. Auric will even help you migrate to another service.
Speed
Using the tokenized data requires it be detokenized and retrieved from a remote service. This introduces a small increase in transaction time to the process which is negligible in most situations. However, in high-speed automation situations, a company might find that sub-millisecond response times from local storage is more important than the data separation security provided by tokenization.